Several steps have been outlined by the experts.
File for Unemployment
If you have access to the Internet and you just might if you are reading this, visit your state’s unemployment office. The U.S. Department of Labor has set up an incredible website: CareerOneStop.org
Call Your Creditors
Don’t be shy. Call everyone you owe money to and let them know the circumstances. Use the phone, not email.
Then try hard to negotiate. If you have a good credit rating, this is probably the only time you should ever take advantage of a zero interest transfer. If you do this, make sure you understand what “zero” means. It could mean service fee, it could mean a very high rate after the grace period and it could mean you pay interest during the entire grace period if you miss paying after the grace period. Be very careful.
Cut Your Expenses
The list is long but simple things like preparing your own meals, cancelling subscriptions, streaming services, etc. Yes, maybe it is time to suffer a bit.
